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SR22 insurance, also known as a certificate of financial responsibility, is a legal requirement for drivers who have been convicted of certain traffic violations, including driving under the influence (DUI). Having an SR22 policy demonstrates to the state that you have met the minimum liability insurance requirements and can legally operate a vehicle.

Why Choose Us for SR22 Insurance?

  1. Competitive quotes: We compare rates from multiple insurance companies to find you the best coverage at the lowest price.
  2. Easy and hassle-free application process: Our online platform makes it easy to apply for an SR22 policy in just a few minutes.
  3. Exceptional customer service: Our dedicated team of experts is here to guide you through the process and answer any questions you may have.

Benefits of Having SR22 Insurance

  1. Fulfill legal obligations: SR22 insurance ensures that you meet state requirements and can legally drive.
  2. Protect your license: Maintaining SR22 coverage can help you avoid having your license revoked or suspended.
  3. Give you peace of mind: Knowing that you have the proper insurance coverage can provide peace of mind and allow you to focus on the road.

Don’t Wait, Get SR22 Quotes Today

Take the first step towards getting your SR22 insurance. Fill out our online quote form today and let us help you find the perfect policy that meets your needs and budget. Drive with confidence knowing that you are financially responsible and protected.

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What is SR22 insurance?

SR22 insurance is a financial responsibility requirement imposed on drivers who have been convicted of certain traffic offenses, including driving under the influence (DUI), driving without insurance, and reckless driving. It serves as a guarantee to the state that the driver will maintain the minimum required auto insurance coverage throughout a specified period, typically three years.

How does SR22 Insurance Work?

When a driver is ordered to obtain SR22 insurance, they must file an SR22 form with the Department of Motor Vehicles (DMV). This form certifies that the driver has obtained the required insurance coverage and agrees to maintain it. The DMV retains the SR22 form on file until the driver has fulfilled the requirements of their suspension or probation.

SR22 insurance is typically more expensive than standard auto insurance due to the perceived higher risk associated with the driver. The insurance company may require additional documentation, such as a copy of the driver’s license and previous insurance policy, before issuing an SR22 policy.

What are the Consequences of Not Maintaining SR22 Insurance?

Failure to maintain SR22 insurance can result in severe consequences, including:

  1. Suspension or revocation of driver’s license
  2. Increased fines and penalties
  3. Jail time in some cases

Who Needs SR22 Insurance?

Typically, SR22 insurance is required for individuals who have been convicted of:

  1. Driving under the influence (DUI/DWI)
  2. Driving without insurance
  3. Reckless driving
  4. Driving with a suspended license
  5. Causing an accident while uninsured

Once the insurance company has processed the SR22 form, it will be sent to the DMV. The DMV will then update the driver’s record to reflect that they have met the financial responsibility requirement.

SR22 insurance is an important requirement for drivers who have been convicted of certain traffic offenses. It serves to protect both the driver and the public by ensuring that the driver maintains adequate auto insurance coverage. Understanding the purpose and implications of SR22 insurance is crucial for responsible driving and avoiding the associated consequences.